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KARURVYSYA — KARUR VYSYA BANK LTD

Price History

Data as of 13 Aug 2026· via fincrux

How KARURVYSYA has traded over time.

Is the price reasonable right now?

Where today's price sits within its own 12-month range — context, not advice.

Upper end of its 12-month range94% of range

Trading about 68% above its 12-month low and near recent highs — historically pricier territory for this stock. It sits above its 200-day average, the longer-term trend.

₹201 low₹348 high
vs 50-day avg
+10.0%
vs 200-day avg
+19.0%
Beginner mode
Plain English, with everything explained

KARURVYSYA

NSE

KARUR VYSYA BANK LTD

Financials / Banking

₹338.80
1.38%
last close
0%
Quality Score
Looks high-qualityBig money buying

KARUR VYSYA BANK LTD clears 3 of 3 of our quality checks. By the numbers, it looks like a sturdy, well-run business at a fair price. Still your call — but this is the kind of company that doesn't rely on hype.

Company size
₹28077.00 Cr
Price tag
11.2×
Money it earns
18.0%

The four quality checks

Every company faces the same four checks. Tap the ? on any term to learn what it means.

01

Is the company drowning in loans?

Banks and lenders borrow money as their actual business, so we judge them on a relaxed scale built for financials.

Aligned

The company keeps its borrowing under control. That's a sign of a sturdy balance sheet.

D/E 0.19goal < 1.5
02

Does it make good money, consistently?

We look at how much profit the company squeezes out of its owners' money, averaged over three years — not just one lucky quarter.

Aligned

It turns its money into healthy profits year after year. A hallmark of a quality business.

ROE 18.0%goal > 15% (3y avg)
03

Is the big, smart money buying in?

Large professional investors (global funds and Indian mutual funds) do deep research before buying. We track whether they've been adding or trimming their stake.

Aligned

Professional investors have been holding steady or buying more — a quiet vote of confidence.

FII+DII 58.5%goal stable or rising (2Q)
04

Is the price reasonable right now?

Even a great company can be a bad buy if it's overpriced. We compare today's price tag to how this company has typically been priced over the past five years.

No data

We don't have enough reliable data to run this check yet, so we're leaving it open rather than guessing.

Data unavailablegoal P/E < 5y median

What we noticed

Observations from the data — not recommendations.

  • Karur Vysya Bank is engaged in providing a wide range of banking and financial services including commercial banking and treasury operations.[1]
Data as of 13 Aug 2026· via fincrux

StockVault is an educational research and mathematical-modeling sandbox. It presents structural readings derived from public data and does not provide investment advice, recommendations, or target prices. Figures shown are illustrative and delayed. Markets carry risk; decisions are your own.

Balance Sheet

What KARURVYSYA owns and owes over the years. Tap the ? on any line to learn what it means.

Line itemFigures in ₹ crore
ItemMar '22Mar '23Mar '24Mar '25Mar '26
Borrowings1,3391,4322,4781,2172,623
Equity Capital160160161161193
Reserves7,4368,4249,87911,76913,915
Total Assets80,07190,1791.05L1.19L1.37L
Total Liabilities80,07190,1791.05L1.19L1.37L

Loan book expanding

Borrowings have grown over the retained years. For a bank or lender that's the raw material of the business, so judge it alongside profitability, not on its own.

This is a financial company. Banks and lenders borrow money as their core business, so high borrowings here are normal and not a red flag on their own.

Periodic Performance

Yearly net profit for KARURVYSYA — does it earn money consistently?

Consistently profitable

Every one of the last 5 years has been profitable — a sign of durable earnings.

₹673 Cr
₹1,106 Cr
₹1,605 Cr
₹1,942 Cr
₹2,510 Cr
Mar '22Mar '23Mar '24Mar '25Mar '26
rev ₹5,588 Crrev ₹6,517 Crrev ₹8,213 Crrev ₹9,678 Crrev ₹11,074 Cr
Net profit · annualProfitLoss

Strengths & Risks

What the numbers say is good and bad about KARURVYSYA — observations, not recommendations.

Strengths

4
  • Turns owners' money into healthy profits, year after year.
  • Borrowing is well within the relaxed range we use for financial companies.
  • Large professional investors have been holding steady or adding to their stake.
  • Profitable in every one of the last 5 years.

Risks

1
  • Sits near the top of its 12-month range — historically pricier territory for this stock.

Institutional Ownership Trend

FII and DII holding across the last four quarters.

FII· Foreign institutions
19.3%+3.8 pp
DII· Domestic institutions
39.3%-0.2 pp
Jun '25Sep '25Dec '25Mar '26

Sector Peers

How others in Financials / Banking score on the same four guardrails.

  • SBINSTATE BANK OF INDIA100
  • AXISBANKAXIS BANK LIMITED100
  • BANKBARODABANK OF BARODA100
  • CANBKCANARA BANK100
  • UNIONBANKUNION BANK OF INDIA100
View the full sector