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PFC — POWER FIN CORP LTD.

Structural concernsHeavy debt load

Price History

Data as of 26 Jun 2026· via fincrux

How PFC has traded over time.

Is the price reasonable right now?

Where today's price sits within its own 12-month range — context, not advice.

Upper end of its 12-month range68% of range

Trading about 31% above its 12-month low and near recent highs — historically pricier territory for this stock. It sits above its 200-day average, the longer-term trend.

₹329 low₹481 high
vs 50-day avg
−2.1%
vs 200-day avg
+8.9%
Beginner mode
Plain English, with everything explained

PFC

NSE

POWER FIN CORP LTD.

Financials / NBFC

₹432.65
0.00%
last close
0%
Quality Score
A mixed pictureBig money buying

POWER FIN CORP LTD. passes 2 of 3 checks. There's something to like here, but also a few things to be careful about. Read the four checks below before forming a view.

Company size
₹142234.00 Cr
Price tag
7.1×
Money it earns
20.3%

The four quality checks

Every company faces the same four checks. Tap the ? on any term to learn what it means.

01

Is the company drowning in loans?

Banks and lenders borrow money as their actual business, so we judge them on a relaxed scale built for financials.

Divergent

The company leans heavily on borrowed money, which adds risk if conditions worsen.

D/E 4.85goal < 1.5
02

Does it make good money, consistently?

We look at how much profit the company squeezes out of its owners' money, averaged over three years — not just one lucky quarter.

Aligned

It turns its money into healthy profits year after year. A hallmark of a quality business.

ROE 20.3%goal > 15% (3y avg)
03

Is the big, smart money buying in?

Large professional investors (global funds and Indian mutual funds) do deep research before buying. We track whether they've been adding or trimming their stake.

Aligned

Professional investors have been holding steady or buying more — a quiet vote of confidence.

FII+DII 34.7%goal stable or rising (2Q)
04

Is the price reasonable right now?

Even a great company can be a bad buy if it's overpriced. We compare today's price tag to how this company has typically been priced over the past five years.

No data

We don't have enough reliable data to run this check yet, so we're leaving it open rather than guessing.

Data unavailablegoal P/E < 5y median

What we noticed

Observations from the data — not recommendations.

  • Power Finance Corporation Limited is a Systemically Important Non-Deposit taking NBFC registered with the RBI as an Infrastructure Finance Company. It is engaged in extending financial assistance to the Indian power sec…
Data as of 26 Jun 2026· via fincrux

StockVault is an educational research and mathematical-modeling sandbox. It presents structural readings derived from public data and does not provide investment advice, recommendations, or target prices. Figures shown are illustrative and delayed. Markets carry risk; decisions are your own.

Balance Sheet

What PFC owns and owes over the years. Tap the ? on any line to learn what it means.

Line itemFigures in ₹ crore
ItemMar '22Mar '23Mar '24Mar '25Mar '26
Borrowings3.27L3.70L4.16L4.76L4.98L
Equity Capital2,6402,6403,3003,3003,300
Reserves56,71065,56275,90387,63799,232
Total Assets3.94L4.45L5.06L5.78L6.19L
Total Liabilities3.94L4.45L5.06L5.78L6.19L

Loan book expanding

Borrowings have grown over the retained years. For a bank or lender that's the raw material of the business, so judge it alongside profitability, not on its own.

This is a financial company. Banks and lenders borrow money as their core business, so high borrowings here are normal and not a red flag on their own.

Periodic Performance

Yearly net profit for PFC — does it earn money consistently?

Consistently profitable

Every one of the last 5 years has been profitable — a sign of durable earnings.

₹10,022 Cr
₹11,605 Cr
₹14,367 Cr
₹17,352 Cr
₹20,051 Cr
Mar '22Mar '23Mar '24Mar '25Mar '26
rev ₹38,545 Crrev ₹39,775 Crrev ₹46,360 Crrev ₹53,353 Crrev ₹58,504 Cr
Net profit · annualProfitLoss

Strengths & Risks

What the numbers say is good and bad about PFC — observations, not recommendations.

Strengths

3
  • Turns owners' money into healthy profits, year after year.
  • Large professional investors have been holding steady or adding to their stake.
  • Profitable in every one of the last 5 years.

Risks

2
  • Leans heavily on borrowed money, which adds risk if conditions worsen.
  • Sits near the top of its 12-month range — historically pricier territory for this stock.

Institutional Ownership Trend

FII and DII holding across the last four quarters.

FII· Foreign institutions
19.6%+1.0 pp
DII· Domestic institutions
15.1%-1.1 pp
Jun '25Sep '25Dec '25Mar '26

Sector Peers

How others in Financials / NBFC score on the same four guardrails.

  • BAJAJFINSVBAJAJ FINSERV LTD.100
  • BAJFINANCEBAJAJ FINANCE LIMITED69
  • CHOLAFINCHOLAMANDALAM IN & FIN CO69
  • SHRIRAMFINSHRIRAM FINANCE LIMITED69
  • LICHSGFINLIC HOUSING FINANCE LTD69
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