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GICRE — GENERAL INS CORP OF INDIA

Price History

Data as of 26 Jun 2026· via fincrux

How GICRE has traded over time.

Is the price reasonable right now?

Where today's price sits within its own 12-month range — context, not advice.

Lower end of its 12-month range13% of range

Trading about 12% below its 12-month high — historically cheaper territory for this stock. It sits below its 200-day average, the longer-term trend.

₹353 low₹409 high
vs 50-day avg
−6.5%
vs 200-day avg
−4.8%
Beginner mode
Plain English, with everything explained

GICRE

NSE

GENERAL INS CORP OF INDIA

Financials / Insurance

₹360.95
0.00%
last close
0%
Quality Score
Looks high-qualityBig money steady

GENERAL INS CORP OF INDIA clears 2 of 3 of our quality checks. By the numbers, it looks like a sturdy, well-run business at a fair price. Still your call — but this is the kind of company that doesn't rely on hype.

Company size
₹64685.00 Cr
Price tag
7.7×
Money it earns
13.7%

The four quality checks

Every company faces the same four checks. Tap the ? on any term to learn what it means.

01

Is the company drowning in loans?

Banks and lenders borrow money as their actual business, so we judge them on a relaxed scale built for financials.

Aligned

The company keeps its borrowing under control. That's a sign of a sturdy balance sheet.

D/E 0.00goal < 1.5
02

Does it make good money, consistently?

We look at how much profit the company squeezes out of its owners' money, averaged over three years — not just one lucky quarter.

Watch

Profitability is decent but not quite at the level we'd call strong.

ROE 13.7%goal > 15% (3y avg)
03

Is the big, smart money buying in?

Large professional investors (global funds and Indian mutual funds) do deep research before buying. We track whether they've been adding or trimming their stake.

Aligned

Professional investors have been holding steady or buying more — a quiet vote of confidence.

FII+DII 15.6%goal stable or rising (2Q)
04

Is the price reasonable right now?

Even a great company can be a bad buy if it's overpriced. We compare today's price tag to how this company has typically been priced over the past five years.

No data

We don't have enough reliable data to run this check yet, so we're leaving it open rather than guessing.

Data unavailablegoal P/E < 5y median

What we noticed

Observations from the data — not recommendations.

  • General Insurance Corporation of India is engaged in the business of Reinsurance.(Source : 201903 Annual Report Page No:87)
Data as of 26 Jun 2026· via fincrux

StockVault is an educational research and mathematical-modeling sandbox. It presents structural readings derived from public data and does not provide investment advice, recommendations, or target prices. Figures shown are illustrative and delayed. Markets carry risk; decisions are your own.

Balance Sheet

What GICRE owns and owes over the years. Tap the ? on any line to learn what it means.

Line itemFigures in ₹ crore
ItemMar '22Mar '23Mar '24Mar '25Mar '26
Borrowings00000
Equity Capital877877877877877
Reserves32,43641,10051,11856,74564,026
Total Assets1.45L1.57L1.78L1.88L1.97L
Total Liabilities1.45L1.57L1.78L1.88L1.97L

Loan book steady

Borrowings have stayed broadly steady over the retained years. For a financial company that reflects a stable funding base.

This is a financial company. Banks and lenders borrow money as their core business, so high borrowings here are normal and not a red flag on their own.

Periodic Performance

Yearly net profit for GICRE — does it earn money consistently?

Consistently profitable

Every one of the last 5 years has been profitable — a sign of durable earnings.

₹2,006 Cr
₹6,312 Cr
₹6,497 Cr
₹6,701 Cr
₹8,392 Cr
Mar '22Mar '23Mar '24Mar '25Mar '26
rev ₹48,856 Crrev ₹46,402 Crrev ₹45,800 Crrev ₹48,903 Crrev ₹52,468 Cr
Net profit · annualProfitLoss

Strengths & Risks

What the numbers say is good and bad about GICRE — observations, not recommendations.

Strengths

4
  • Borrowing is well within the relaxed range we use for financial companies.
  • Large professional investors have been holding steady or adding to their stake.
  • Profitable in every one of the last 5 years.
  • Sits in the lower part of its 12-month range — historically cheaper territory for this stock.

Risks

0

No notable risks flagged by the numbers right now.

Institutional Ownership Trend

FII and DII holding across the last four quarters.

FII· Foreign institutions
2.1%-0.1 pp
DII· Domestic institutions
13.6%+0.3 pp
Jun '25Sep '25Dec '25Mar '26

Sector Peers

How others in Financials / Insurance score on the same four guardrails.

  • ICICIGIICICI LOMBARD GIC LIMITED100
  • LICILIFE INSURA CORP OF INDIA84
  • SBILIFESBI LIFE INSURANCE CO LTD81
  • HDFCLIFEHDFC LIFE INS CO LTD63
  • ICICIPRULIICICI PRU LIFE INS CO LTD63
View the full sector