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LICI — LIFE INSURA CORP OF INDIA

Price History

Data as of 26 Jun 2026· via fincrux

How LICI has traded over time.

Is the price reasonable right now?

Where today's price sits within its own 12-month range — context, not advice.

Middle of its 12-month range60% of range

Sitting roughly mid-way between its 12-month high and low — neither cheap nor stretched versus its own recent history. It sits above its 200-day average, the longer-term trend.

₹355 low₹469 high
vs 50-day avg
+6.0%
vs 200-day avg
+2.3%
Beginner mode
Plain English, with everything explained

LICI

NSE

LIFE INSURA CORP OF INDIA

Financials / Insurance

₹423.35
0.00%
last close
0%
Quality Score
Looks high-qualityBig money steady

LIFE INSURA CORP OF INDIA clears 2 of 3 of our quality checks. By the numbers, it looks like a sturdy, well-run business at a fair price. Still your call — but this is the kind of company that doesn't rely on hype.

Company size
₹505435.00 Cr
Price tag
8.8×
Money it earns
38.1%

The four quality checks

Every company faces the same four checks. Tap the ? on any term to learn what it means.

01

Is the company drowning in loans?

Banks and lenders borrow money as their actual business, so we judge them on a relaxed scale built for financials.

Aligned

The company keeps its borrowing under control. That's a sign of a sturdy balance sheet.

D/E 0.00goal < 1.5
02

Does it make good money, consistently?

We look at how much profit the company squeezes out of its owners' money, averaged over three years — not just one lucky quarter.

Aligned

It turns its money into healthy profits year after year. A hallmark of a quality business.

ROE 38.1%goal > 15% (3y avg)
03

Is the big, smart money buying in?

Large professional investors (global funds and Indian mutual funds) do deep research before buying. We track whether they've been adding or trimming their stake.

Watch

Big investors are roughly holding their position, neither rushing in nor out.

FII+DII 1.4%goal stable or rising (2Q)
04

Is the price reasonable right now?

Even a great company can be a bad buy if it's overpriced. We compare today's price tag to how this company has typically been priced over the past five years.

No data

We don't have enough reliable data to run this check yet, so we're leaving it open rather than guessing.

Data unavailablegoal P/E < 5y median

What we noticed

Observations from the data — not recommendations.

  • Life Insurance Corporation (LIC) is the largest insurance provider company in India. It has a market share of above 66.2% in new business premium. The company offers participating insurance products and non-participatin…
Data as of 26 Jun 2026· via fincrux

StockVault is an educational research and mathematical-modeling sandbox. It presents structural readings derived from public data and does not provide investment advice, recommendations, or target prices. Figures shown are illustrative and delayed. Markets carry risk; decisions are your own.

Balance Sheet

What LICI owns and owes over the years. Tap the ? on any line to learn what it means.

Line itemFigures in ₹ crore
ItemMar '22Mar '23Mar '24Mar '25Mar '26
Borrowings00000
Equity Capital6,3256,3256,3256,3256,325
Reserves4,08439,34475,6131.20L1.69L
Total Assets42.31L45.51L52.86L56.24L59.04L
Total Liabilities42.31L45.51L52.86L56.24L59.04L

Loan book steady

Borrowings have stayed broadly steady over the retained years. For a financial company that reflects a stable funding base.

This is a financial company. Banks and lenders borrow money as their core business, so high borrowings here are normal and not a red flag on their own.

Periodic Performance

Yearly net profit for LICI — does it earn money consistently?

Consistently profitable

Every one of the last 5 years has been profitable — a sign of durable earnings.

₹4,043 Cr
₹36,397 Cr
₹40,676 Cr
₹48,151 Cr
₹57,419 Cr
Mar '22Mar '23Mar '24Mar '25Mar '26
rev ₹7.21L Crrev ₹7.82L Crrev ₹8.43L Crrev ₹8.87L Crrev ₹9.76L Cr
Net profit · annualProfitLoss

Strengths & Risks

What the numbers say is good and bad about LICI — observations, not recommendations.

Strengths

3
  • Turns owners' money into healthy profits, year after year.
  • Borrowing is well within the relaxed range we use for financial companies.
  • Profitable in every one of the last 5 years.

Risks

0

No notable risks flagged by the numbers right now.

Institutional Ownership Trend

FII and DII holding across the last four quarters.

FII· Foreign institutions
0.3%+0.2 pp
DII· Domestic institutions
1.1%-0.3 pp
Sep '25Dec '25Mar '26Jun '26

Sector Peers

How others in Financials / Insurance score on the same four guardrails.

  • ICICIGIICICI LOMBARD GIC LIMITED100
  • SBILIFESBI LIFE INSURANCE CO LTD81
  • GICREGENERAL INS CORP OF INDIA81
  • HDFCLIFEHDFC LIFE INS CO LTD63
  • ICICIPRULIICICI PRU LIFE INS CO LTD63
View the full sector