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HUDCO — HSG & URBAN DEV CORPN LTD

Structural concernsHeavy debt load

Price History

Data as of 26 Jun 2026· via fincrux

How HUDCO has traded over time.

Is the price reasonable right now?

Where today's price sits within its own 12-month range — context, not advice.

Middle of its 12-month range61% of range

Sitting roughly mid-way between its 12-month high and low — neither cheap nor stretched versus its own recent history. It sits right around its 200-day average.

₹160 low₹240 high
vs 50-day avg
−0.9%
vs 200-day avg
−0.0%
Beginner mode
Plain English, with everything explained

HUDCO

NSE

HSG & URBAN DEV CORPN LTD

Financials / NBFC

₹208.27
0.00%
last close
0%
Quality Score
Several red flagsBig money steady

HSG & URBAN DEV CORPN LTD clears only 1 of 3 checks. The numbers flag real concerns — exactly the kind of thing that gets lost in exciting news or social-media buzz. Tread carefully.

Company size
₹41175.00 Cr
Price tag
10.2×
Money it earns
16.3%

The four quality checks

Every company faces the same four checks. Tap the ? on any term to learn what it means.

01

Is the company drowning in loans?

Banks and lenders borrow money as their actual business, so we judge them on a relaxed scale built for financials.

Divergent

The company leans heavily on borrowed money, which adds risk if conditions worsen.

D/E 6.45goal < 1.5
02

Does it make good money, consistently?

We look at how much profit the company squeezes out of its owners' money, averaged over three years — not just one lucky quarter.

Aligned

It turns its money into healthy profits year after year. A hallmark of a quality business.

ROE 16.3%goal > 15% (3y avg)
03

Is the big, smart money buying in?

Large professional investors (global funds and Indian mutual funds) do deep research before buying. We track whether they've been adding or trimming their stake.

Watch

Big investors are roughly holding their position, neither rushing in nor out.

FII+DII 13.3%goal stable or rising (2Q)
04

Is the price reasonable right now?

Even a great company can be a bad buy if it's overpriced. We compare today's price tag to how this company has typically been priced over the past five years.

No data

We don't have enough reliable data to run this check yet, so we're leaving it open rather than guessing.

Data unavailablegoal P/E < 5y median

What we noticed

Observations from the data — not recommendations.

  • Housing & Urban Development Corporation Ltd is primarily engaged in the business of financing housing and urban development activities in the country.[1]
Data as of 26 Jun 2026· via fincrux

StockVault is an educational research and mathematical-modeling sandbox. It presents structural readings derived from public data and does not provide investment advice, recommendations, or target prices. Figures shown are illustrative and delayed. Markets carry risk; decisions are your own.

Balance Sheet

What HUDCO owns and owes over the years. Tap the ? on any line to learn what it means.

Line itemFigures in ₹ crore
ItemMar '22Mar '23Mar '24Mar '25Mar '26
Borrowings61,50362,90573,9961.07L1.42L
Equity Capital2,0022,0022,0022,0022,002
Reserves12,46613,44314,61215,96819,975
Total Assets78,89581,66793,4241.28L1.67L
Total Liabilities78,89581,66793,4241.28L1.67L

Loan book expanding

Borrowings have grown over the retained years. For a bank or lender that's the raw material of the business, so judge it alongside profitability, not on its own.

This is a financial company. Banks and lenders borrow money as their core business, so high borrowings here are normal and not a red flag on their own.

Periodic Performance

Yearly net profit for HUDCO — does it earn money consistently?

Potential turnaroundPotential turnaround (pattern in the data)

Profit dipped in the middle years and has been recovering in the most recent ones. That's a pattern in the data, not a forecast.

₹1,717 Cr
₹1,702 Cr
₹2,117 Cr
₹2,709 Cr
₹4,034 Cr
Mar '22Mar '23Mar '24Mar '25Mar '26
rev ₹6,986 Crrev ₹7,082 Crrev ₹7,829 Crrev ₹10,345 Crrev ₹13,150 Cr
Net profit · annualProfitLoss

Strengths & Risks

What the numbers say is good and bad about HUDCO — observations, not recommendations.

Strengths

2
  • Turns owners' money into healthy profits, year after year.
  • Recent results show a return to profit after weaker years — a turnaround pattern in the data.

Risks

1
  • Leans heavily on borrowed money, which adds risk if conditions worsen.

Institutional Ownership Trend

FII and DII holding across the last four quarters.

FII· Foreign institutions
2.2%+0.3 pp
DII· Domestic institutions
11.0%+0.8 pp
Jun '25Sep '25Dec '25Mar '26

Sector Peers

How others in Financials / NBFC score on the same four guardrails.

  • BAJAJFINSVBAJAJ FINSERV LTD.100
  • BAJFINANCEBAJAJ FINANCE LIMITED69
  • CHOLAFINCHOLAMANDALAM IN & FIN CO69
  • SHRIRAMFINSHRIRAM FINANCE LIMITED69
  • PFCPOWER FIN CORP LTD.69
View the full sector